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8:30 to 9:00 AM -  Financial Health of the Insurance Industry
                           Richard Kerr, CEO/Chairman, Marketscout
9:00 to 9:45 AM -  Distracted Driving "Every Second Matters" Initiative
                           Peter Gulbrandsen, VP Auto Product Management, Travelers
9:45 to 10:45 AM - Exponential Insurance: How Technology is Changing the Nature of Risk and Challenging the Principles of Insurance
                           Bill Hartnett, President, Hartnett Advisors
10:45 to 11:15 AM - Networking break with Conference Sponsors
11:15 to 12:15 PM - Trends in Consumer Behavior
                           Michael Jans, Founder of Agency Revolution and CEO of Michael Jans Advisory, Michael Jans Advisory
12:15 to 1:45 PM  - Lunch and networking with Conference Sponsors
2:00 to 3:00 PM - Industry Panel: Insurance Robots, Digital Marketing, Consumer Experience and the Evolving Role of the Insurance Agent
                          Bill Bloom, EVP Operations, Technology and Data, The Hartford
                          Dale Steinke, Director, Independent Agency Digital Marketing, Safeco Insurance
                          Kris Hackney, EVP Customer Experience, Applied Systems
                          James Keating, President/CEO, The Keating Companies
3:10 to 3:45 PM - Meet the California Insurance Commissioner Candidates - TBA
                         Moderator: Robert Hogeboom, Partner, Hinshaw & Culbertson LLP
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