8:30 to 9:00 AM -  Financial Health of the Insurance Industry

                           Richard Kerr, CEO/Chairman, Marketscout

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9:00 to 9:45 AM -  Distracted Driving "Every Second Matters" Initiative

                           Peter Gulbrandsen, VP Auto Product Management, Travelers

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9:45 to 10:45 AM - Exponential Insurance: How Technology is Changing the Nature of Risk and Challenging the Principles of Insurance

                           Bill Hartnett, President, Hartnett Advisors

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10:45 to 11:15 AM - Networking break with Conference Sponsors

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11:15 to 12:15 PM - Trends in Consumer Behavior

                           Michael Jans, Founder of Agency Revolution and CEO of Michael Jans Advisory, Michael Jans Advisory

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12:15 to 1:45 PM  - Lunch and networking with Conference Sponsors

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2:00 to 3:00 PM - Industry Panel: Insurance Robots, Digital Marketing, Consumer Experience and the Evolving Role of the Insurance Agent

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                          Bill Bloom, EVP Operations, Technology and Data, The Hartford

                          Dale Steinke, Director, Independent Agency Digital Marketing, Safeco Insurance

                          Kris Hackney, EVP Customer Experience, Applied Systems

                          James Keating, President/CEO, The Keating Companies

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3:10 to 3:45 PM - Meet the California Insurance Commissioner Candidates - TBA

                         Moderator: Robert Hogeboom, Partner, Hinshaw & Culbertson LLP